May 23, 2012 we have (2016 pdf files in our database)
Short Desciption: Buying A Used Car Buying a Car A Consumer Guide from the Federal Trade Commission SALE Page 2 ONSUMER 1-877-FTC-HELP ftc.gov OMMISSION Buying a Car Page 4 car homework. Spending time now may save you serious money later
Content Inside: Buying A Used Car Buying a Car A Consumer Guide from the Federal Trade Commission SALE Page 2 ONSUMER 1-877-FTC-HELP ftc.gov OMMISSION Buying a Car Page 4 car homework. Spending time now may save you serious money later. Think about your driving habits, your needs, and your bud- car ing newspaper ads, both display and classified. There is a wealth car as the key words and yoursquo;ll find additional information on how car chase inspection, and ads for cars available for sale, among other information. Libraries and book stores also have publications car tion about frequency-of-repair records, safety tests, and mileage. Many of these publications have details on the dorsquo;s and donrsquo;ts of car car cy of repair and maintenance costs on the models in auto-related consumer magazines. The U.S. Department of Transportationrsquo;s Vehicle Safety Hotline (1-888-327-4236) and website www-odi.nhtsa.dot.gov gives information on recalls. PAYMENT OPTIONS You have two choices: pay in full or finance over time. If you car also paying for the cost of credit, which includes interest and other loan costs. Yoursquo;ll also have to consider how much you can put down, your monthly payment, the length of the loan, and the annual percentage rate (APR). Keep in mind that annual percent- age rates usually are higher and loan periods generally are shorter on used cars than on new ones. Dealers and lenders offer a variety of loan terms and payment schedules. Shop around, compare offers, and negotiate the best deal you can. Be cautious about advertisements offering financing to first-time buyers or people with bad credit. These offers often require a big down payment and a high APR. If you agree to fi- nancing that carries a high APR, you may be taking a big risk. If car receive from the sale may be